Credit Card Detailed Analyser

• Fees: ₹2,999 + GST
• Fee Waiver: ₹3 Lakh annual spend par
• Welcome Gift: ₹3,000 vouchers (Bata/Hush Puppies/Pantaloons)
• Dining & Movies: 10 Points/₹100
• Utility Bills: 20 Points/₹100 (Standing instructions mandatory)
• Milestone (Quarterly): ₹1,000 Pizza Hut voucher at ₹50,000 spend
• Milestone (Annual): ₹7,000 vouchers at ₹5 Lakh spend
• Domestic Lounge: 8 visits/saal (Max 2 per quarter)
• International Lounge: 4 visits/saal (Priority Pass complimentary)
• Memberships: Vistara Silver, Trident Red
• Dining Discount: 25% tak (EazyDiner)
• Concierge: 24x7 assistance
• Birthday Bonus: 20 Points/₹100 (Max 2000 points)
• Fraud Liability: ₹1 Lakh cover
• Point Value: 1 Point = ₹0.25

• Fees: ₹499 + GST
• Fee Waiver: ₹1 Lakh spend par
• Welcome Gift: ₹500 Amazon voucher
• Online Partners: 10X Rewards (Apollo/BookMyShow/Cleartrip/EazyDiner/Netmeds)
• Other Online: 5X Rewards
• Offline Spends: 1 Point/₹100
• Milestone: ₹2,000 vouchers at ₹1L & ₹2L (Cleartrip/Yatra)
• Fuel Benefit: 1% surcharge waiver (₹500 - ₹3000 spend par)
• Contactless: Tap & Pay available
• Flexipay: Easy EMIs (Transactions > ₹2500)
• Cleartrip Offer: Extra flight discounts
• Fuel Cap: ₹100/month waiver
• Add-on Cards: Family members ke liye free
• Acceptance: Worldwide
• Point Value: 1 Point = ₹0.25

• Fees: ₹500 + GST
• Fee Waiver: ₹3.5 Lakh spend par
• Flipkart/Myntra: 5% Unlimited Cashback
• Preferred Partners: 4% Cashback (Swiggy/PVR/Uber/Tata Play)
• Other Spends: 1.5% Cashback
• Direct Credit: Statement credit (Next billing cycle)
• Domestic Lounge: 4 visits/saal (Selected airports)
• No Capping: Unlimited cashback (Except fuel/rent/wallet)
• Security: Zero Lost Card Liability
• No Cost EMI: Available on Flipkart (T&C apply)
• Dining: 15% discount (Axis Dining Delights)
• Welcome Gift: ₹1,100 benefits (Activation post login)
• KYC: Digital & Fast (Video KYC)
• Forex Markup: 3.50%
• Point Value: 1 Point = ₹1.00

• Fees: ₹500 + GST
• Fee Waiver: ₹3.5 Lakh spend par
• Fuel Spends: 4% value back (IOCL outlets par)
• Welcome Benefit: 100% fuel cashback (up to ₹250 within 30 days)
• Online Shopping: 1% value back (Amazon/Flipkart/etc)
• Edge Rewards: Axis portal redemption
• Fuel Waiver: 1% across India (₹200 - ₹5000 transaction)
• Wednesday Delight: Special offers (Grab Deals)
• Movies: 10% off (BookMyShow)
• Contactless: Available
• Partner Rewards: 5X points (Max 1000 points/month)
• Capping: ₹5k fuel spend/month for 4% back
• Redemption Fee: ₹99/transaction
• Expiry: Points expire in 3 years
• Point Value: 1 Point = ₹0.20

• Fees: ₹0 (Lifetime Free)
• Fee Waiver: N/A
• Prime Benefit: 5% Unlimited Cashback (Amazon shopping)
• Non-Prime: 3% Unlimited Cashback
• Partners: 2% Cashback (Flights/Bills/Recharges)
• Other Spends: 1% Cashback (Except fuel)
• Redemption: Auto-add to Amazon Pay Balance
• Dining: 15% discount (Culinary Treats)
• No Expiry: Points never expire
• No Cost EMI: Available (3/6 months options)
• Fuel Benefit: 1% waiver
• KYC: Video-KYC (Instant approval possible)
• Bank Offers: Regular ICICI sales (10% instant discounts)
• Add-on Card: Free for family
• Point Value: 1 Point = ₹1.00

• Fees: ₹500 + GST
• Fee Waiver: ₹1.5 Lakh spend par
• Rewards: 2 Points/₹100 (Except fuel & tax)
• Movies: B1G1 (25% off up to ₹100, twice monthly)
• Domestic Lounge: 1 visit/quarter (Spend based criteria)
• Railway Lounge: 1 visit/quarter
• Milestone: 2k points at ₹2L spend (+1k for every ₹1L)
• Fuel Benefit: 1% waiver (HPCL pumps only)
• Security: EMV chip & PIN
• Support: Dedicated line
• Design: Gemstone look
• Priority: 24x7 service
• Dining: Culinary Treats (2,500+ restaurants)
• Personal Accident Cover: ₹2 Lakh
• Point Value: 1 Point = ₹0.25

• Fees: ₹499 + GST
• Fee Waiver: Spend based (₹30,000 in a year)
• Welcome Gift: 2,000 Reward points (on 1st txn)
• Milestones: Extra points at ₹5k-₹10k-₹15k spend/month
• Partners: Zomato/Nykaa/Dominos discounts via App
• Railway Lounge: 4 visits/saal
• UPI Link: RuPay support (Pay via QR)
• EMI Rewards: Points on EMI conversion
• Times Prime: Complimentary at ₹30k annual spend
• Fuel Benefit: 1% waiver (Max ₹200/month)
• App Control: Pause/Unpause/Limit change
• Referral: Bonus rewards for every friend
• Travel: 20% off (Goibibo/Easemytrip)
• Movie: 25% off on Paytm Movies
• Point Value: 1 Point = ₹0.25

• Fees: ₹0 (Lifetime Free)
• Fee Waiver: N/A
• Rewards: 10X above ₹20k spend (No capping)
• Daily Spends: 6X online/3X offline
• ATM Cash: 0% interest (48 days tak, only ₹199 fee)
• Railway Lounge: 4 visits/quarter
• RSA: ₹1,399 worth Roadside Assistance service
• Movies: 25% off (Paytm, up to ₹100)
• No Expiry: Points never expire
• Welcome Gift: ₹500 voucher (Spend ₹5k in 30 days)
• Insurance: ₹2L accident cover & ₹25k Lost Card Liability
• EMI Offer: 5% cashback (1st EMI transaction)
• Wellness: Gym/Health discounts via App
• Forex Markup: 3.5%
• Point Value: 1 Point = ₹0.25

• Fees: ₹99-₹249 monthly (Plan based)
• Fee Waiver: Plan based spends par
• Custom Cashback: 10% on 3 merchants (Amazon/Swiggy/Uber etc)
• Design: Customizable card face look
• Domestic Lounge: 1 visit/quarter
• Security: ₹2.5L Credit Shield & Insurance
• ET Prime: Free membership (Annual plan)
• Flexibility: Monthly category change (App se)
• Golf: Free lesson/saal (Green fee waivers)
• Eco-Friendly: Recycled plastic card
• Fuel Benefit: 1% waiver
• Redemption: Vouchers/Cash/Catalog
• Welcome Gift: ₹500 Amazon voucher
• Quick Loan: Instant loan against limit
• Point Value: 1 Point = ₹0.25

• Fees: ₹1,499 + GST
• Fee Waiver: ₹3 Lakh spend par
• Tata Brands: 5% NeuCoins (BigBasket/1mg/Croma/Taj)
• UPI Spends: 1.5% NeuCoins (Via Tata Neu App)
• Non-Tata: 1.5% NeuCoins
• Lounge (Dom): 2 visits/quarter (8/saal)
• Lounge (Intl): 1 visit/quarter (Priority Pass included)
• Insurance: ₹1 Cr air accident cover & ₹15L medical
• Bills: 5% extra coins (Tata Pay par)
• Welcome Gift: 1,499 NeuCoins (On 1st txn)
• NeuPass: Extra benefits (Free shipping/Priority service)
• UPI Limit: Higher settings (RuPay variant)
• Fuel Benefit: 1% waiver
• Forex Markup: 2% only
• Point Value: 1 Point (NeuCoin) = ₹1.00

• Fees: ₹500 + GST
• Fee Waiver: ₹50k spend par
• 10X Rewards: Amazon/Flipkart/Swiggy/Reliance Smart
• EMI Spends: 5X points on Merchant EMI
• Other Spends: 2 points/₹150
• Milestone: ₹500 voucher/quarter (Spend ₹50k)
• Dining: 20% off (Swiggy Dineout)
• Fuel Benefit: 1% waiver (Min ₹400 txn)
• SmartBuy: 5X rewards (Flights/Hotels/Vouchers)
• Welcome Gift: 500 CashPoints
• Security: Zero liability on lost card
• Vouchers: Top brands (Myntra/Bata etc)
• Reissue: Fee waiver (Status based)
• Cashback: Points can be used for statement credit
• Point Value: 1 Point = ₹0.25

• Fees: ₹350 + GST
• Fee Waiver: ₹2 Lakh spend par
• EMT Flights: 10% Flat Off (No min. spend)
• EMT Hotels: 20% Flat Off (Max ₹5k)
• Rewards: 10X on airline/hotel/standalone hotel apps
• Other Spends: 2 points/₹100
• Domestic Lounge: 4 visits/saal (1 per quarter)
• International Lounge: 2 visits/saal (Priority Pass)
• Waitlist: Train protection (EMT exclusive)
• Convenience: Zero fee bookings on EMT
• Bus Tickets: ₹125 off on booking
• Intl Flights: Up to ₹5,000 off
• Network: Visa Global Platinum
• Supplementary Card: For family (Free)
• Point Value: 1 Point = ₹0.25

• Fees: ₹500 + GST
• Fee Waiver: ₹1 Lakh spend par
• Grocery: 20 Points/₹100 (5% value back)
• Movies: 10% off (BookMyShow, 15x/saal)
• Fuel Benefit: Accelerated points (2.5% value back)
• Capping: 1k grocery points/month
• Welcome Gift: 2k points (Within 30 days)
• EMI Option: App-based "Split n Pay"
• Other Spends: 1 point/₹100
• Fuel Waiver: 1% across India (Max ₹100/mo)
• Dining: Discount vouchers via RBL rewards portal
• Security: EMV chip & global acceptance
• EMI Popup: Instant offer on big txns
• Annual Bonus: 2,000 points on renewal
• Point Value: 1 Point = ₹0.25

• Fees: ₹5,000 (One-time, often LTF offers)
• Fee Waiver: Lifetime Free offers availability check
• Weekend Rewards: 2 points/₹100
• Weekday Rewards: 1 point/₹100
• Milestone: 4,000 bonus points at ₹6L spend
• Movies: Monthly B1G1 free (BookMyShow)
• Domestic Lounge: 1 visit/quarter
• International Lounge: Priority Pass (Usage fee applicable)
• Forex: Low 1.8% fee (Travel friendly)
• Golf: Free games/lessons (1 per quarter)
• Overlimit: Penalty waiver (Selected customers)
• Priority: Zero wait customer support
• Welcome Gift: Luxury vouchers (Oberoi/Montblanc/Vistara)
• Concierge: Global assistance 24/7
• Point Value: 1 Point = ₹0.75 (Miles) / ₹0.50 (Cash)

• Fees: ₹0 (Lifetime Free)
• Fee Waiver: N/A
• Welcome Gift: Signup bonus (App based)
• Cashback: Up to 20% on brand partners
• UPI Link: RuPay support (QR payments possible)
• Interest-Free: 62 days (Industry leading)
• Credit Limit: 90% of FD (Secured card)
• Digital First: Real-time app tracking & control
• Savings Link: Up to 7% interest on savings account
• Approval: Easy for beginners (No CIBIL required)
• Virtual Card: Instant use after digital KYC
• FD Linked: No income proof/salary slip needed
• Instant Approval: 100% Online process
• Rewards: Coins for every transaction
• Point Value: 1 Point = ₹0.10